Internship: Global Markets, Asset Liability Management – Central Liability Unit & Interest Rate Management [Jan - Jun 2027]

Who We Are As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Why Join Be part of a team that plays a critical role in managing the bank's balance sheet, liquidity, and interest rate risk. As an ALM Intern within the Collateral, Liquidity & Funding (CLU) and Interest Rate Management (IRM) teams, you'll gain valuable exposure to treasury management, financial markets, business analytics, and data-driven decision-making. You'll have the opportunity to apply your technical and analytical skills to real-world challenges while contributing to initiatives that support the bank's funding, liquidity, and profitability objectives. How You Succeed To excel in this role, you'll need to be analytical, curious, and highly motivated to learn. You'll work closely with traders and treasury professionals to analyse balance sheet dynamics, monitor market developments, and develop innovative solutions that improve reporting and decision-making. Your ability to leverage data, automate processes, and translate insights into actionable recommendations will be key to supporting the team's strategic objectives. What You Do Your responsibilities will include: Balance Sheet Analytics: conduct research and analysis to support balance sheet optimisation, profitability management, and liquidity planning activities Business Analytics: analyse P&L drivers, funding costs, spread movements, and cashflow risks to support decision-making across the desk Liquidity & Funding Analysis: monitor funding and liquidity metrics, identify emerging trends, and provide insights to support treasury management activities Reporting & Visualisation: enhance liability management dashboards and reporting capabilities using Tableau and other analytics tools to deliver meaningful business insights Market Research: monitor global financial markets, macroeconomic developments, and liquidity conditions to identify risks, opportunities, and potential trade ideas across Fixed Income and Foreign Exchange markets FTP & Interest Rate Analytics: support Funds Transfer Pricing (FTP) analysis, scenario planning, and interest rate risk management activities Financial Modelling: develop and maintain analytical models used for market analysis, business forecasting, and treasury management Process Automation: streamline and optimise existing workflows through automation using tools such as Python, VBA, SQL, and Tableau Data Mining & Insights: gather, analyse, and interpret large datasets to support strategic initiatives and business performance reviews Ad-hoc Projects: provide support on treasury, analytics, and transformation initiatives as assigned Who You Work With The Asset Liability Management (ALM) team is responsible for managing the bank's balance sheet, liquidity, funding, and interest rate risk exposures. You'll work alongside experienced treasury professionals, traders, and analysts who oversee critical activities that support the bank's financial resilience and long-term growth. Through this role, you'll gain valuable exposure to how financial markets, risk management, and data analytics come together to support strategic treasury decisions. Who You Are Open to learning and feedback Strong interest in financial markets, treasury management, and data analytics Analytical with strong quantitative and problem-solving skills Comfortable working with large datasets and financial information Curious about balance sheet management, funding strategies, and market dynamics Proficient in Microsoft Excel and data analysis techniques Familiarity with programming languages such as VBA, SQL, and Python Experience with data visualisation tools such as Tableau would be advantageous Good communication and presentation skills Able to work independently while collaborating effectively within a team Detail-oriented with a proactive and continuous improvement mindset Currently pursuing an undergraduate degree Learning Objectives This Internship Will Provide You With Exposure to balance sheet management, liquidity management, and interest rate risk management within a leading financial institution Hands-on experience analysing profitability drivers, funding costs, liquidity metrics, and cashflow risks Opportunities to develop financial modelling, business analytics, and data visualisation capabilities Exposure to global financial markets, liquidity conditions, and treasury trading strategies Experience supporting Funds Transfer Pricing (FTP) analysis and scenario planning activities Opportunities to enhance programming and automation skills using VBA, SQL, Python, and Tableau Exposure to treasury reporting, dashboard development, and management information processes Opportunities to collaborate with traders, treasury professionals, and business stakeholders on strategic initiatives A deeper understanding of how balance sheet optimisation, liquidity management, and interest rate risk management contribute to the bank's financial performance and resilience Practical experience applying data-driven insights and technology solutions to real-world treasury and financial market challenges within a leading financial institution What We Offer Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.